1. Injury and reporting
After a work injury, the first step is usually reporting the accident and getting medical care. In serious neck, shoulder, back, head, or brain injury cases, details matter. Write down how the injury happened, who saw it, when it was reported, and whether there was a work vehicle crash or fall.
2. Medical treatment
Workers' compensation medical care may include doctors, therapy, tests, injections, surgery referrals, and work restrictions. A denied MRI, delayed referral, or sudden refusal to approve care can be a red flag.
3. Weekly checks and work status
If the doctor keeps the worker out of work or the employer cannot provide suitable light duty, weekly checks may become important. Problems often start when a worker is placed at light duty but cannot actually do the offered job.
4. MMI, restrictions, and FCE
Maximum medical improvement does not always mean the worker can return to the old job. Permanent restrictions or an FCE may be more important than a low impairment rating, especially for older workers with heavy work histories.
5. Mediation and settlement
Many serious cases go to mediation. Settlement should be reviewed with future medical care, resignation language, Medicare issues, Social Security Disability, and realistic return-to-work ability in mind.
Red flags to watch
Check Your Red Flags if the injury involves the neck, shoulder, back, head, brain, a work vehicle crash, failed light duty, denied treatment, permanent restrictions, or Social Security Disability concerns.